Ridesharing services like Uber and Lyft have revolutionized how we travel. In Texas, they offer convenience and accessibility to millions of residents and visitors. However, accidents can happen, even during a rideshare trip. If you’ve been involved in an accident with an Uber or Lyft vehicle, you may wonder, Can you take legal action against these companies? The answer depends on several factors. This blog helps break down the path to seeking compensation and understanding your legal rights in such situations.
Understanding Liability in an Uber or Lyft Accident
Unlike traditional car accidents, rideshare accidents involve multiple parties, which can make determining liability more complex. The key parties often include:
- The rideshare driver
- Uber or Lyft as the parent company
- Third-party drivers, cyclists, or pedestrians
While Uber and Lyft drivers are classified as independent contractors (not direct employees), both companies provide insurance policies for their drivers. These policies are designed to protect passengers, other drivers, and pedestrians in case of accidents. However, the availability of insurance coverage depends on what the driver was doing at the time of the accident.
When You Can Sue Uber or Lyft
Rideshare companies use a tiered insurance structure based on the driver’s status at the time of the accident. Here’s how it works:
- The Driver Is Offline
When the driver is not logged into the Uber or Lyft app, the company won’t provide insurance coverage. If you’re injured by an offline driver, you must pursue compensation through their personal auto insurance.
- The Driver Is Online But Waiting for a Ride Request
If the driver is logged into the rideshare app but hasn’t accepted a ride, Uber and Lyft offer limited liability coverage:
- $50,000 per person for bodily injury
- $100,000 per accident for bodily injury
- $25,000 for property damage
- The Driver Is En Route to Pick Up a Passenger or During a Ride
Once a driver has accepted a ride request or is actively transporting a passenger, Uber and Lyft provide up to $1 million in liability coverage. This makes it possible to file a claim for injuries or damages sustained during this period.
Can You Sue the Driver Directly?
You may also have the option to sue the Uber or Lyft driver personally if their negligence caused the accident. However, this depends on the driver’s individual insurance policy and financial resources, which might be insufficient to cover significant damages.
Steps to Protect Your Rights After an Accident
If you’re involved in a rideshare accident, it’s important to take the necessary steps to protect your rights and strengthen your case for compensation.
- Seek Medical Attention Immediately
Your health and safety come first. Even if your injuries seem minor, promptly see a doctor to document your condition, as some injuries may not present symptoms right away.
- Report the Accident
Notify Uber or Lyft through their app’s accident reporting feature. Additionally, file a police report to provide an official record of the incident.
- Gather Evidence
Take photos of the accident scene, the vehicles involved, and any visible injuries. Collect contact information from witnesses and note details such as the driver’s name, the rideshare company, and insurance details.
- Speak to an Experienced Personal Injury Attorney
Navigating legal claims against Uber or Lyft can be complicated, so consulting with an attorney familiar with Texas rideshare laws is essential. They can help you determine liability, negotiate with insurance companies, and ensure you receive the compensation you deserve.
Compensation You May Be Entitled To
If you pursue legal action, you may be entitled to various types of compensation, including:
- Medical Expenses: Covers hospital bills, therapy, medications, and other treatment costs.
- Lost Wages: Includes income lost due to time away from work during recovery.
- Pain and Suffering: Accounts for physical and emotional trauma caused by the accident.
- Property Damage: Reimburses the cost of vehicle repairs or personal items damaged in the crash.
Work With a Corpus Christi Rideshare Accident Attorney
Rideshare accidents are often overwhelming, but you don’t have to face them alone. Whether you were a passenger, pedestrian, or another driver, Texas law allows you to seek compensation for your injuries and damages.
If you’re unsure where to begin, speaking Robert J. Gonzalez, Attorney At Law can provide clarity and confidence. We will fight to protect your rights and ensure you receive the justice you deserve. You can explore your options and take the first step toward recovery. We’re here to help you find a path forward in the aftermath of an Uber or Lyft accident.
Don’t wait to take action. Contact us at (361) 309-9332 to schedule a free consultation.