Texas Freeze Claims
Recover From Winter Storm Damage With a Corpus Christi Insurance Attorney
When Winter Storm Uri swept through Texas, pipes froze and the power went out, leaving hundreds of thousands of people without heating and running water. Many families were forced to relocate to expensive hotels, and those who were able to stay at home wound up with sky-high electricity bills. At least 30 people died from hypothermia, carbon monoxide poisoning, and other storm-related accidents, and countless home and business owners suffered burst pipes and property damage.
The insurance industry expects losses to surpass the cost of Hurricane Harvey in 2017, making Winter Storm Uri the costliest weather event in Texas history.
Unfortunately, insurance companies do not always handle emergencies well, especially in Texas. If your insurer denies or delays your claim, you may need assistance. Luckily, I am here to help. My name is Robert Gonzalez, and I have more than 3 decades of experience as a property damage lawyer.
I can help you recover after Winter Storm Uri — give me a call at (361) 993-3333 to get started today.
The most common claim among homeowners is for burst pipes. According to WFAA, the insurance company, State Farm, is already dealing with more than 34,000 broken pipe claims. To put this in perspective, the total burst pipe claims for all of last year was 3,800.
Aside from burst pipes, leaks, and water damage, insurers will have to pay for millions of hotel room stays, as families were forced out of their homes to stay warm. Additionally, some policies cover power losses and could have to reimburse families for food that went bad in the fridge.
Unlike hurricane damage, which isn’t covered by standard insurance policies, freezes and power losses are covered by most homeowners insurance policies. Unfortunately, many policies have fine-tuned policy language that may require homeowners to take precautions to prevent frozen pipes or create other avenues to shirk liability.
Consumer advocacy groups “fully expect that many of the impacted Texas residents will have to fight to collect benefits for repairs to restore their damaged assets.”
As a first party insurance claims lawyer, I can help you fight to recover benefits with a Texas winter storm damage claim.
For Business Owners
Business owners also suffered burst pipes and other losses during Winter Storm Uri. Due to power outages and unpassable roads, small businesses lost revenue and access to their premises, triggering business insurance policies. If you lost money because of the Texas Freeze, don’t hesitate to file a claim. I can help your review the terms of your policy during a free consultation and fight for the benefits you deserve.
How to File a Claim
Before filing a claim, make sure to take care of your people and property. Keep your family members and employees safe and do everything you can to secure your property. If you spend any money during this process, write it down and hang onto your receipts.
You should file a claim with every available insurance policy triggered by the winter storm. Look at your homeowners insurance, your business insurance, and even your auto insurance policies — you never know where coverage may exist. To get all you are entitled to, you may need to delve into these policies and learn all their limits and exclusions, but if you have any intention of filing a claim, notify your insurance company right away.
You can — and should — notify your insurer of a pending claim immediately to avoid missing any deadlines. When it comes to diving into your policy and building your claim, you can always speak to an attorney before turning anything over to your insurance company.
If you want to maximize your property damage claim, you have come to the right place.
I offer free confidential case consultations to help you get started, and my services are trusted and recommended in the Corpus Christi community.
I can help you handle your Texas freeze claim. All you need to do is give me a call at (361) 993-3333 or send me a message online.